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Gifu Shinkin Bank

Confidence: Likely Updated 2026-06-03 Review by 2026-12-03 Sources 4 Machine-translated Original (JA)
#JapanFG#shinkin#cooperative-banking#gifu#chubu#operating-company
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Wiki route

This entry sits under cooperative-banks INDEX. Read it against Okazaki Shinkin and Hamamatsu Iwata Shinkin Bank for peer / contrast context inside the Chubu shinkin block (Gifu Shinkin Bank is the third-largest Chubu shinkin by deposits, behind those two), and against Japan shinkin bank registry for the broader system / regulatory boundary maintained by Shinkin Central.

TL;DR

Gifu Shinkin Bank (Gifushin) is a major regional shinkin bank headquartered in Kanda-cho, Gifu City, Gifu Prefecture, whose main operating base is all of Gifu Prefecture and northern Aichi Prefecture. With a history dating to its founding in 1924 年, it has a deposit scale exceeding 2 兆円 and is a cooperative financial institution that is among the largest nationwide and ranks in the 3 位 tier in the Chubu region. Its core businesses are SME lending, housing loans, and individual deposits within Gifu Prefecture.

1. License / group boundary

ItemNotes
Legal nameGifu Shinkin Bank
Establishment1924 年 (reorganized into a shinkin bank in 1951 年 after the Shinkin Bank Act took effect)
License routeShinkin Bank Act / FSA shinkin license list
Group boundaryMember of [[cooperative-banks/shinkin-central
Home marketAll of Gifu Prefecture + northern Aichi Prefecture (branch network of about 89 locations)
Wiki roleGifu/Chubu major shinkin operating-company anchor page
Supervisory bureauTokai Local Finance Bureau

2. Operating model

Gifu Shinkin Bank’s core businesses are SME lending, working capital, equipment finance, housing loans, and individual deposits for SMEs (manufacturing, wholesale, retail, services, sole proprietors) in Gifu City, Ogaki, Kakamigahara, and elsewhere within Gifu Prefecture and northern Aichi Prefecture. In Gifu Prefecture’s SME finance market, it is the largest cooperative-organization-side anchor, running parallel to the regional bank The Juroku Bank (under Juroku FG) and Ogaki Kyoritsu Bank. In the Chubu shinkin landscape, its deposit scale ranks behind Okazaki Shinkin and Hamamatsu Iwata Shinkin Bank, dividing the Gifu / northern Aichi geography between them.

3. Why this page matters

  • Operating-company entry for a key cooperative-organization-side player in Gifu Prefecture SME finance.
  • Anchor for the market division with The Juroku Bank / Ogaki Kyoritsu Bank (joint-stock regional banks vs cooperative-organization shinkin banks).
  • A major shinkin bank case among the top Chubu shinkin deposits (the 3 位 tier, behind Okazaki and Hamamatsu-Iwata).

Sources