The Juroku Bank · FinWiki

Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against The Bank of Nagoya for the same Chukyo-area peer / contrast, and against the FSA plus banking for the supervisory / system boundary.

TL;DR

The Juroku Bank, Ltd. (株式会社十六銀行) is a regional bank (first-tier regional bank) headquartered in Gifu City, Gifu Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank license list. It is the core operating bank of Juroku FG and is organized as a bank-license entity separate from the FG page. Its business is the standard regional-bank model of deposit-taking in Gifu Prefecture and the Chukyo region and lending to SMEs, individuals, and local public bodies.

1. License / group boundary

Item	Notes
Legal name	株式会社十六銀行 / The Juroku Bank, Ltd.
License route	bank license under the Banking Act (regional bank / first-tier regional bank); FSA bank license list
Group boundary	[[regional-banks/juroku-fg
Home market	Gifu / Gifu City（岐阜県本店）
Wiki role	Gifu regional-bank operating-company page

2. Operating model

The Juroku Bank is a first-tier regional bank that, centered on Gifu Prefecture, handles retail deposits, SME finance, corporate lending, lending to local public bodies, wealth / securities referral, and Chukyo-area corporate support. The Juroku FG page covers holding-company strategy, while this page holds the banking-license operating boundary. In the Chukyo region it holds peer boundaries with Aichi Bank, The Bank of Nagoya, and Ogaki Kyoritsu Bank.

3. Regulatory & system positioning

Supervision: Under the Banking Act, supervised by the FSA (FSA) and the Tokai Local Finance Bureau. Soundness is disciplined by capital adequacy regulation (domestic standard) and the like.
Industry body: A first-tier regional bank belonging to the Regional Banks Association of Japan (Chiginkyo). It participates in the nationwide bank funds settlement network (the Zengin System), and as an industry body it belongs to the framework of Zenginkyo.
Depositor protection: Deposits are covered by the Deposit Insurance Corporation (DIC).
Consolidation context: For the general context of reorganization and consolidation pressure among regional banks in the Chubu region, see regional-bank consolidation pattern.

4. Why this page matters

Closes the FSA exact-name operating-company gap for the Juroku Bank.
Separates FG-level strategy from the bank-license entity.
Useful peer for Ogaki Kyoritsu Bank, Aichi Bank, and The Bank of Nagoya.

Sources

FSA (金融庁): bank license list (ginkou.xlsx), regional banks.
The Juroku Bank official company profile (会社概要).