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警視庁職員信用組合 (Metropolitan Police Employees Credit Cooperative)

Confidence: Likely Updated 2026-05-25 Review by 2026-11-25 Sources 8 Machine-translated Original (JA)
#JapanFG#shinkumi#credit-cooperative#cooperative-banking#kanto#tokyo
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This entry sits under cooperative-banks INDEX as the metropolitan (Tokyo) occupation-based shinkumi anchor for the police sector, complementing Tokyo Shobo Shinkumi (fire dept) and Tokyo Metropolitan Government Employees Credit Cooperative (Tokyo Metropolitan Government Employees Credit Cooperative) (metropolitan civil servant) within the 143-cooperative population catalogued in Japan credit cooperative registry.

TL;DR

The Metropolitan Police Employees Credit Cooperative is an occupation-based credit cooperative whose members are employees affiliated with the Metropolitan Police Department (serving police officers + staff + OB/retirees), with its head office in Kasumigaseki, Chiyoda-ku, Tokyo (inside the Metropolitan Police Department headquarters). FSA registry No. 40 (under the jurisdiction of the Kanto Local Finance Bureau), corporate number 5010005002102. It is a typical occupation-based shinkumi that limits membership eligibility to Metropolitan Police Department employees + their spouses and relatives, with its main businesses being living-funds loans, housing loans, ceremonial-occasion loans, and retirement-allowance investment for members. A National Federation of Credit Cooperatives (Zenshinkumiren) member, subject to Deposit Insurance Corporation of Japan (DIC). As mutual-aid finance for the closed occupational community of the police organization, it is a special form that grew in step with the postwar development of local-government employees and the police organization.

1. Corporate overview

ItemContent
Formal nameMetropolitan Police Employees Credit Cooperative (警視庁職員信用組合)
Common nameKeishicho Shinkumi
Corporate number5010005002102 ^[extracted FSA registry]
FSA registry No.40 (Kanto Local Finance Bureau)
Legal formCredit cooperative (in accordance with the Act on Cooperatives of Small and Medium Enterprises, etc.)
Head office location2-1-1 Kasumigaseki, Chiyoda-ku, Tokyo, inside the Metropolitan Police Department headquarters (postal code 100-8929) ^[extracted FSA registry]
System[[cooperative-banks/zenshin-kumi
Supervisory authoritiesFinancial Services Agency / Kanto Local Finance Bureau
Deposit insuranceSubject to [[financial-regulators/dic
Home marketMetropolitan Police Department employees (serving + OB + spouses and relatives)
Shinkumi typeOccupation-based credit cooperative (limited to Metropolitan Police Department employees)

Membership eligibility

As an occupation-based shinkumi, membership eligibility is strictly limited to the occupation:

  1. Basic requirement: employees affiliated with the Metropolitan Police Department (serving police officers, clerical staff, technical staff, etc.)
  2. Retirees: OB / OG who have retired from the Metropolitan Police Department (continued membership within a certain period is common)
  3. Spouses and relatives: members’ spouses and family in the same household (per the articles of association)
  4. Non-member use: strictly restricted (in accordance with the Credit Cooperatives Act)

Tokyo occupation-based shinkumi block (registry comparison)

In Tokyo there are 19 credit cooperatives on the FSA registry, of which the representative occupation-type / industry-type shinkumi are as follows:

ShinkumiHead officeOccupation
Metropolitan Police Employees Credit Cooperative ★this pageInside the Metropolitan Police Department, Kasumigaseki, Chiyoda-kuMetropolitan Police Department employees
Tokyo Fire Department Credit CooperativeInside the Tokyo Fire Department, Otemachi, Chiyoda-kuTokyo Fire Department employees
Tokyo Metropolitan Employees Credit CooperativeInside the Tokyo Metropolitan Government, Nishi-Shinjuku, Shinjuku-kuTokyo Metropolitan Government employees
Asahi Shimbun Credit CooperativeInside Asahi Shimbun, Tsukiji, Chuo-kuAsahi Shimbun employees
Dai-ichi Kangyo Credit CooperativeYotsuya, Shinjuku-kuFormer Dai-ichi Kangyo Bank-affiliated employees (historical)
Tokyo Kosei Credit CooperativeNishi-Shinjuku, Shinjuku-kuRelated to the Ministry of Health, Labour and Welfare
Tokyo Securities Credit CooperativeNihonbashi-Kayabacho, Chuo-kuSecurities-industry employees

Position within Zenshinkumiren

Main businesses

BusinessContent
Personal loansCard loans / free loans for members
Housing loansHousing-acquisition funds for member households
Education loansEducation funds for members’ children
Auto loansAutomobile-purchase funds for members
Ceremonial-occasion loansCongratulatory / condolence expenses for member households
Time / liquidity depositsDeposits for member households
Retirement-allowance investmentAsset-management consultation for members reaching retirement age

5. KPI

IndicatorValueSource
Total assets6,830 億 3,070 万円Wikipedia (end of 2022-03 )
Deposit balance5,216 億 463 万円Wikipedia (end of 2022-03 )
Loans3,553 億 5,139 万円 (housing-loan-centered)Wikipedia (end of 2022-03 )
Net assets385 億 321 万円Wikipedia (end of 2022-03 )
Capital contributions47 億 2,359 万円Wikipedia (end of 2022-03 )
Branches / staff7 店 (head and branch offices / sub-offices) / 144 personsWikipedia (end of 2022-03 )

Note: The figures are from Wikipedia (end of 2022-03 : deposits 5,216 億円, loans 3,553 億円, total assets 6,830 億円). For the latest, refer to the Metropolitan Police Employees Credit Cooperative’s FY令和6年 management information (DISCLOSURE 2025). As an occupation-based shinkumi, it is large-scale (total assets about 6,800 億円).

6. Supervision / regulation

  • Lead authorities: Financial Services Agency / Kanto Local Finance Bureau
  • Legal basis: Act on Cooperatives of Small and Medium Enterprises, etc. + Act on Financial Businesses by Cooperatives (the “Kyokinho”)
  • Deposit insurance: Deposit Insurance Corporation of Japan (DIC) general-financial-institution category
  • Recent policy issues:
    • Digitalization response (member-facing smartphone apps / electronic contracts)
    • AML/CFT strengthening (occupation-based shinkumi are treated as relatively low-risk)
    • Functional coordination with mutual-aid associations (sharing of pension / lending / welfare businesses)

Sources

[!info] Verification status confidence: likely. The corporate number, registry No., and head-office location (inside the Metropolitan Police Department headquarters) derived from the FSA registry are (public information). KPIs such as total assets and deposits are confirmed via Wikipedia (end of 2022-03 ) + the Metropolitan Police Employees Credit Cooperative’s official management information (deposits 5,216 億円, loans 3,553 億円, total assets 6,830 億円, capital contributions 47.2 億円, 7 店, staff 144 persons). The initial rough figure of “a scale of several tens to several hundreds of billions of yen” was corrected to the actual scale (total assets about 6,800 億円). It was added in the Wave 13 expansion as a representative anchor of an occupation-based shinkumi (police line). The specific division of roles with the Police Mutual Aid Association is not asserted in the body text and requires additional verification.