東京消防信用組合 (Tokyo Fire Department Credit Cooperative)
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This entry sits under cooperative-banks INDEX as the Tokyo Fire Department employee occupation-based shinkumi anchor, completing the Tokyo emergency/civil-service shinkumi trio with Keishicho Shinkumi (police) and Tokyo Metropolitan Government Employees Credit Cooperative (Tokyo Metropolitan Government Employees Credit Cooperative) (metropolitan civil servant) within the 143-cooperative population catalogued in Japan credit cooperative registry.
TL;DR
The Tokyo Fire Department Credit Cooperative is an occupation-based credit cooperative whose members are employees affiliated with the Tokyo Fire Department (firefighters + clerical staff + OB/retirees), with its head office in Otemachi, Chiyoda-ku, Tokyo (inside the Tokyo Fire Department headquarters). FSA registry No. 49 (under the jurisdiction of the Kanto Local Finance Bureau), corporate number 2010005002121. It is a small-scale occupation-based shinkumi that limits membership eligibility to Tokyo Fire Department employees + their spouses and relatives, with its main businesses being living-funds loans, housing loans, and retirement-allowance investment for members. A National Federation of Credit Cooperatives (Zenshinkumiren) member, subject to Deposit Insurance Corporation of Japan (DIC). It operates on a relatively small member base of about 1.8 万 people in the Tokyo Fire Department (firefighters + clerical staff), a niche representative example of an occupation-based shinkumi.
1. Corporate overview
| Item | Content |
|---|---|
| Formal name | Tokyo Fire Department Credit Cooperative (東京消防信用組合) |
| Common name | Tokyo Shobo Shinkumi |
| Corporate number | 2010005002121 ^[extracted FSA registry] |
| FSA registry No. | 49 (Kanto Local Finance Bureau) |
| Legal form | Credit cooperative (in accordance with the Act on Cooperatives of Small and Medium Enterprises, etc.) |
| Head office location | 1-3-5 Otemachi, Chiyoda-ku, Tokyo, inside the Tokyo Fire Department (postal code 100-8119) ^[extracted FSA registry] |
| System | [[cooperative-banks/zenshin-kumi |
| Supervisory authorities | Financial Services Agency / Kanto Local Finance Bureau |
| Deposit insurance | Subject to [[financial-regulators/dic |
| Home market | Tokyo Fire Department employees (serving + OB + spouses and relatives) |
| Shinkumi type | Occupation-based credit cooperative (limited to Tokyo Fire Department employees) |
Membership eligibility
As an occupation-based shinkumi, membership eligibility is strictly limited to Tokyo Fire Department employees:
- Basic requirement: employees affiliated with the Tokyo Fire Department (firefighters, ambulance crew, clerical staff, technical staff, etc.)
- Retirees: OB / OG who have retired from the Tokyo Fire Department (continued membership within a certain period is common)
- Spouses and relatives: members’ spouses and family in the same household (per the articles of association)
- Non-member use: strictly restricted
The big three Tokyo emergency/civil-servant occupation-based shinkumi (registry comparison)
| Shinkumi | Head office | Member base | registry No. |
|---|---|---|---|
| Metropolitan Police Employees Credit Cooperative | Inside the Metropolitan Police Department, Kasumigaseki, Chiyoda-ku | Metropolitan Police Department employees, about 4.6 万 people | 40 |
| Tokyo Fire Department Credit Cooperative ★this page | Inside the Tokyo Fire Department, Otemachi, Chiyoda-ku | Tokyo Fire Department employees, about 1.8 万 people | 49 |
| Tokyo Metropolitan Employees Credit Cooperative | Inside the Tokyo Metropolitan Government, Nishi-Shinjuku, Shinjuku-ku | Tokyo Metropolitan Government employees, about 16 万 people | 50 |
Position within Zenshinkumiren
- A Kanto-block member institution of National Federation of Credit Cooperatives (Zenshinkumiren)
- One wing of the Tokyo 19 shinkumi among the Kanto 49 shinkumi
- A representative of the occupation-based shinkumi group, and among them of the civil-servant occupation-based shinkumi
- System ATM linkage and surplus-fund management go through Zenshinkumiren
Main businesses
| Business | Content |
|---|---|
| Housing loans | Housing-acquisition funds for member households (main business) |
| Personal loans | Card loans / free loans |
| Education loans | Education funds for members’ children |
| Auto loans | Automobile-purchase funds for members |
| Ceremonial-occasion loans | Congratulatory / condolence expenses for member households |
| Time / liquidity deposits | Deposits for member households |
| Retirement-allowance investment | Asset-management consultation for members reaching retirement age |
| Group handling with credit life insurance | Payroll-deduction loans |
5. KPI (confirmed figures)
| Indicator | Value | Source |
|---|---|---|
| Total assets | 884 億 6,944 万円 (2022-03-31) | Wikipedia “Tokyo Fire Department Credit Cooperative” (basic information) |
| Deposit balance | 733 億 4,594 万円 (2022-03-31) | Wikipedia “Tokyo Fire Department Credit Cooperative” (basic information) |
| Loans | 402 億 9,272 万円 (housing-loan-centered, 2022-03-31) | Wikipedia “Tokyo Fire Department Credit Cooperative” (basic information) |
| Net assets | 56 億 7,449 万円 (2022-03-31) | Wikipedia “Tokyo Fire Department Credit Cooperative” (basic information) |
| Number of branches | 3 店 (head office, Tachikawa branch, Hatagaya branch) | Tokyo Shobo Shinkumi official |
| Officers and staff | 37 名 (2022-03-31) | Wikipedia “Tokyo Fire Department Credit Cooperative” (basic information) |
Note: The above are values based on Wikipedia basic information (as of 2022 年 3 月 31 日). For the latest half-year/full-year figures, refer to the Tokyo Shobo Shinkumi official disclosure booklet (FY2024 full year = as of 2025-03-31, etc., image PDF) + Japan credit cooperative registry. As an occupation-based shinkumi, it is a small-scale institution with total assets below 1,000 億円.
6. Supervision / regulation
- Lead authorities: Financial Services Agency / Kanto Local Finance Bureau
- Legal basis: Act on Cooperatives of Small and Medium Enterprises, etc. + Act on Financial Businesses by Cooperatives (the “Kyokinho”)
- Deposit insurance: Deposit Insurance Corporation of Japan (DIC) general-financial-institution category
- Recent policy issues:
- DX response (smartphone apps / electronic contracts / web-completed loans)
- Securing continuity during disasters (BCP / business continuity plans)
- Functional coordination with mutual-aid associations
- OB / OG member management
Related
- keishicho-shinkumi — Metropolitan Police Employees Credit Cooperative (peer occupation-based shinkumi, police line)
- tokyo-to-shokuin-shinkumi — Tokyo Metropolitan Employees Credit Cooperative (peer occupation-based shinkumi, metropolitan-employee line)
- zenshin-kumi — National Federation of Credit Cooperatives (the central institution of the shinkumi industry)
- dic — Deposit Insurance Corporation of Japan
- credit-cooperative-registry-japan — Japan credit cooperative registry (the 143 shinkumi as a whole)
- cooperative-banking-japan — Cooperative finance as a whole
- iwaki-shinkumi — Iwaki Credit Cooperative (peer regional-type shinkumi, business-type contrast)
- cooperative-banks INDEX
Sources
- Tokyo Fire Department Credit Cooperative official “Management Report” (list of disclosure booklets): https://www.shoubou.co.jp/profile/report.html — disclosure booklets for FY2024 full year (2025-03-31), FY2025 first half (2025-09-30), etc. (image PDF)
- Wikipedia “Tokyo Fire Department Credit Cooperative” basic information (as of 2022-03-31): https://ja.wikipedia.org/wiki/東京消防信用組合 — total assets 884.69 億円, deposits 733.46 億円, loans 402.93 億円, net assets 56.74 億円, branches 3, officers and staff 37 名, established 1954-01-18
- FSA list of credit-cooperative licenses: https://www.fsa.go.jp/menkyo/menkyoj/shinkumi.xlsx (corporate number 2010005002121, registry No. 49)
- National Central Society of Credit Cooperatives: https://www.shinyokumiai.or.jp/
- Zenshinkumiren (National Federation of Credit Cooperatives) official: https://www.zenshinkumiren.jp/
- Deposit Insurance Corporation of Japan official: https://www.dic.go.jp/
- Act on Cooperatives of Small and Medium Enterprises, etc.
- Act on Financial Businesses by Cooperatives (the “Kyokinho”)
- Act on Mutual Aid Associations for Local Public Service Personnel, etc.
[!info] Verification status confidence: likely. The corporate number, registry No., and head-office location (inside the Tokyo Fire Department) derived from the FSA registry are (public information). Total assets, deposits, loans, net assets, branches, and the number of officers and staff are confirmed via Wikipedia basic information (2022-03-31) (replacing prior rough estimates with actual figures; for the latest, the official disclosure booklet). It was added in the Wave 13 expansion as a representative anchor of an occupation-based shinkumi for fire-department employees. The specific division of roles with the mutual-aid association is unconfirmed and is therefore isolated in
.opinions/JapanFG/tokyo-shobo-shinkumi.md.