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DCJPY / D-Curret DCP Co., Ltd. — Deposit token specialized platform

Confidence: Likely Updated 2026-05-18 Review by 2026-08-08 Sources 6 Machine-translated Original (JA)
#fintech#jp-stablecoin#dcjpy#deposit-token#decurret
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This entry sits underfintech index. Read it againstProgmat, Inc. — Digital-asset platform overviewfor peer / contrast context andJapan Financial Regulation — Legal Framework for Tokens, Crypto Assets, and Paymentsfor the broader system / regulatory boundary.

[!warning] Important distinctions between legal entities DeCurret DCP Inc. = DeCurret DCP Inc.** = Digital currency business company (not registered as a crypto asset exchange business) specializing in deposit token DCJPY. Former D-Curret (registered crypto asset exchange business) = current S.BLOX Co., Ltd. (affiliated with the Sony Group). The two are completely different corporations and businesses. For detailsS.BLOX Inc. — Japanese crypto-asset exchange operator overviewSee.

Electronic payment agency Kanto Local Finance Bureau (electronic bill)92号· JVCEA non- member · Registration date2021年11月(Electricity bill)

1. Corporation/Shareholder

  • Company name: DeCurret DCP Inc.
  • Date of establishment:2020年2月27日(Former company name: Digital Currency Lab Co., Ltd.,2021年10月(changed to current trade name)
  • Head office location: Fujimi, Chiyoda-ku, Tokyo2-10-2
  • Capital:1億円(Official corporate site2026年5月time)
  • Parent company: D-Curret Holdings Co., Ltd. (100%shareholders)
  • Holdings establishment:2021年12月27日
  • Playing: Not playing
  • Holdings shareholder composition (publicly available): Directors of Holdings include executives from IIJ (Internet Initiative Co., Ltd.), SBI Holdings, Japan Post Bank, KDDI, NTT, and Bank of Mitsubishi UFJ, and these companies participate as major investors. initial(2018年) is a leading domestic company19社Established as a joint venture.
  • Absorption-type merger (important):2026年3月24日By resolution of the Board of Directors,2026年7月1日As of the effective date, D-Caret DCP Co., Ltd. will be merged with its parent company, D-Caret Holdings, and will be dissolved. After the merger, the surviving company Holdings will directly operate the digital currency business (2026年4月2日Publication).

2.Plate/registration status

  • Electronic payment agency: Kanto Local Finance Bureau (Electric bill)92号(Registration date2021年11月）
  • Crypto asset exchange business: Unregistered (DCJPY does not fall under the category of crypto assets. It is a tokenization of “deposits” based on the Banking Act, and is not an electronic payment method under the Payment Services Act)
  • JVCEA member: non-member
  • Legal basis: DCJPY is positioned as a “Tokenized Deposit” issued by banks and is operated within the framework of the Banking Act. It is a structure that maintains the characteristics of bank deposits while tokenizing them on the blockchain, and is a separate system from regulations on crypto assets and transactions such as electronic payment methods.
  • Positioning of the three types of SC classification: Among the three types of SC (trust type / bank-issued type / funds transfer service provider type) stipulated by the revised Payment Services Act, DCJPY is classified as bank-issued type (第 1 号It is similar to EPI (with some discussion), but it is characterized by being mainly operated as a deposit system under existing banking laws. For detailsJapan trust-type SC architecturereference.

3. How the DCJPY platform works

  • DCJPY: Deposit token issued by participating banks. Yen-denominated,1:1 fixed.
  • Amic Sign: Platform foundation of the DCJPY network. A two-tiered structure consisting of the “Financial Zone” (bank infrastructure) and the “Business Zone” (for companies and individuals).2022年7月Patent registration).
  • 4Core elements (AMIC): Asset (digital asset) / Money (deposit token DCJPY) / Identity (identifier) ​​/ Contract (smart contract)
  • Participating banks (published): GMO Aozora Net Bank, Japan Post Bank (2026年degree issuance plan) / SBI Shinsei Bank (currently considering implementation,2025年9月Report), MUFG Bank of Mitsubishi UFJ (dispatch of directors/participation in forum), Bank of Yokohama, etc. will participate in the demonstration.
  • Digital Currency Forum: Domestic100A venue for demonstration and discussion in which the above companies, public organizations, and related ministries and agencies participate. DeKalet DCP will be in charge of the secretariat. Use cases are being considered by each subcommittee (2026年4月progress report第5号Publication).

4. Scope of work/use case

  • Not a crypto asset exchange business. We do not provide DeFi token buying and selling or virtual currency trading services.
  • 4 Key use cases (on Amic Sign): 1Digitization of environmental value: Tokenization of non-fossil certificates on blockchain and DCJPY payment (2024年8月Commercial start, collaboration with IIJ) 2Integration with digital securities (ST): ST issuance/DVP (simultaneous delivery) settlement (2026年4月Completed the first actual issuance verification in Japan by SBI Securities, IIJ, etc.) 3NFT/Corporate Initiatives: Turning transaction data into NFT/SME credit information platform (demonstration stage) 4Commerce DX: Intercompany bill payment automation (2026年3月With First Accounting, GMO Aozora Net Bank, and IIJ4社PoC）
  • DAO demonstration: “Value circulation community” DAO demonstration with Visual Voice (2026年4月）
  • Sports x Digital Currency: Demonstration of “value circulation fan community” with Gamba Osaka (2026年3月）
  • Drugstore industry: Signed a basic agreement with the Japan Association of Chain Drugstores (JACDS) and started considering the use of DCJPY in the supply chain (2026年3月）

5. City position/industry position

  • Because it is not a crypto asset exchange service, it is not included in JVCEA’s statistics on the number of accounts and transaction amount.
  • DCJPY is attracting international attention as a representative implementation example of Japan’s “bank-issued deposit token” (presented at Stablecoin Brazil Forum).2026年2月、Money20/20 Asia presentation2026年4月wait).
  • Position in the composition of Three Big Circle SC: Trust-type SC (Progmat Coin / Mitsubishi UFJ FG (MUFG)etc.)・Money mover type SC (JPYC), bank-issued (DCJPY) is the three pillars of Japan’s yen-denominated SC ecosystem (4 The contrast betweenJapan SC 4 -camp comparison · under the §501(d) lens, SBI Circle = #1reference).
  • B2B Commerce DX area is the main battlefield. We specialize in business-to-business payments, supply chain cash flow, and digital securities DVP rather than retail payments for individuals.

6. History and major events

MonthEvent
2018年1月Established D-Curret Co., Ltd. (Domestic leading company)19社joint investment). IIJ is involved as a major investor.
2019年3月Former D-Curret, registered as a crypto asset exchanger (Kanto Local Finance Bureau)第00016号）。
2020年2月Established Digital Currency Lab Co., Ltd., a digital currency business preparation company (formerly a subsidiary of D-Curret). First demonstration experiment conducted.
2020年12月Established Digital Currency Forum.
2021年10月Digital Currency Lab → Changed company name to D-Curret DCP Co., Ltd.
2021年11月D-Curret DCP, registered as an electronic payment agency (Kanto Local Finance Bureau (electronic bill))92号). DCJPY white paper and progress report published.
2021年12月D-Curret Holdings Co., Ltd. established (shifted to a holding company structure).
2022年2月Holdings transferred the shares of the former D-Curret (crypto asset exchange business) to a third party (later Amber Group)**. DCP will completely take over the digital currency business. The former D-Carret later transformed into Amber Japan → S.BLOX (under the Sony Group) ([[exchanges/jp-exchange-sblox
2022年7月Registered patent for two-layer digital currency platform (Amic Sign).
2023年1月Obtained ISMS (Information Security Management System) certification.
2024年7月DCJPY Network Production verification system released.
2024年8月Started using the DCJPY network as the first commercial service (environmental value transaction settlement with IIJ).
2024年9月D-Curret Holdings63億円Funding super (CoinPost2024年9月13日news).
2025年9月Japan Post Bank,2026年DCJPY issuance plan announced (CoinPost2025年9月1日). Issuance plans by GMO Aozora Net Bank are also reported (2023年10月）。
2026年3月Signed a basic agreement with the Japan Association of Chain Drug Stores (JACDS).
2026年4月3日”Interbank settlement of tokenized deposits” initiative was selected as a Financial Services Agency FinTech demonstration experiment hub support project (applied by D-Carret DCP, GMO Aozora, and ABeam Consulting).
2026年4月24日Completion of actual issuance verification of ST (security token) settlement using tokenized deposits for the first time in Japan (led by SBI Securities, IIJ, etc.).
2026年4月2日Absorption-type merger announcement:2026年7月1日Parent company Holdings is scheduled to absorb and merge D-Curret DCP. The reason is to improve management efficiency and strengthen governance.
  • Interbank Settlement RTGS Initiative: On-chain complete interbank settlement for on-chain deposit token remittances across multiple banks (24time365Demonstration experiments are underway to realize RTGS (Japan RTGS).2026年4月Adopted by FinTech Hub). Hokuriku Bank has been announced as a participating bank, and multiple banks are expected to participate.
  • ST Settlement DVP: A use case that completes the issuance, clearing, and settlement of digital securities with instant settlement using DCJPY has entered the commercial stage (2026年4月Japan’s first actual issuance verification completed).
  • Corporate Room B2B Main battleground for payments: Drugstore industry, sports (Gamba Osaka), DAO, bill automation, and DCJPY use cases B2Currently expanding into B-commerce in general.
  • International Expansion: Stablecoin Brazil Forum・Money20/20 Actively participates in international digital currency discussions such as Asia/GFTN Forum. The Japanese model of deposit tokens is being disseminated overseas.
  • Structure after absorption-type merger:2026年7月1日Scheduled to be integrated into Holdings. No change in trade name, location, capital, or fiscal year end. Business continuity.
  • Satoshi Murabayashi (President, D-Caret Holdings / Chairman of the Board, DCP): Director of Internet Initiative Co., Ltd. (IIJ). The highest level manager of both Holdings and DCP.
  • Yoshio Hirako (Decaret DCP Representative Director, President Executive Officer, CEO and COO): De facto head of business operations at DCP. No announcement has been made regarding the structure after the absorption-type merger.
  • Part-time Directors (publicly available): Noriyoshi Kimura (Senior Managing Executive Officer and Group CTO, SBI HD) / Hideki Nanami (Director, Digital Services Division, Japan Post Bank) / Nobuaki Monoe (Executive Officer, KDDI) / Hiromi Yamaoka (Director, Future Inc., Chairman of the Digital Currency Forum) / Taku Yoshimura (Deputy Manager, Corporate Digital Strategy Department, Bank of Mitsubishi UFJ) / Akihisa Watai (IIJ) Director, Vice President, Executive Officer, CFO) / Shigeru Watanabe (Director, Corporate Planning Division, NTT)

Sources