FinWiki
日EN中

The Daito Bank

Confidence: Likely Updated 2026-06-05 Review by 2026-12-05 Sources 2 Machine-translated Original (JA)
#JapanFG#banking#second-regional-bank#tohoku#operating-company
On this page

Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against The Fukushima Bank for the same-prefecture second-regional peer / contrast, and against the FSA plus banking for the supervisory / system boundary. The Fukushima first-regional anchor is Toho Bank.

TL;DR

The Daito Bank, Ltd. (株式会社大東銀行) is a second regional bank headquartered in Koriyama, Fukushima Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank-license list. Within Fukushima Prefecture, read it together with the first regional bank Toho Bank and the second regional bank The Fukushima Bank, keeping the two-layer first-regional / second-regional structure separate. The substance of its business is the standard regional-bank model: deposit-taking in the Naka-dori area of the prefecture and lending to SMEs and individuals.

1. License / group boundary

ItemNotes
Legal name株式会社大東銀行 / The Daito Bank, Ltd.
License routeBank license under the Banking Act (second regional bank / 第二地銀); FSA bank license list
Group boundaryIndependent second-regional bank (independent / not under an FG)
Home marketFukushima / Koriyama (head office in Koriyama City, Fukushima Prefecture)
Wiki roleFukushima second-regional-bank operating-company page

2. Operating model

The Daito Bank is a second regional bank that, centered on the Naka-dori area of Fukushima Prefecture, handles retail, SME lending, local deposits, cards / credit-adjacent group services, and community finance. The official company outline confirms its head office in Naka-machi, Koriyama City, and its history of conversion into an ordinary bank. Fukushima carries a heavy context of post-earthquake / post-nuclear-accident reconstruction finance, business succession, and population decline, so the layered structure of regional finance must be viewed together with the Toho Bank and the Fukushima Bank.

3. Regulatory & system positioning

  • Supervision: Under the Banking Act, the FSA (FSA) and the Tohoku Local Finance Bureau supervise. Soundness is disciplined through capital-adequacy-ratio regulation (domestic standard) and the like.
  • Industry body: A second regional bank in the Second Association of Regional Banks (Daini Chigin Kyo) lineage. It participates in the Zengin System (the nationwide bank funds-transfer settlement network) and, as an industry body, is connected to the framework of Zenginkyo.
  • Depositor protection: Deposits are covered by the Deposit Insurance Corporation of Japan (DIC).
  • Consolidation context: For the general context of second-regional-bank realignment in Tohoku / Fukushima (including SBI-affiliated alliance trends), see regional-bank consolidation pattern.

4. Why this page matters

  • Closes an exact-name FSA bank-license gap for Fukushima second-regional banks.
  • Provides a clean peer page for fukushima-bank.
  • Helps avoid treating SBI alliance / regional-bank consolidation notes as substitutes for a bank license page.

Sources

  • FSA (金融庁): bank license list (ginkou.xlsx), second regional banks.
  • The Daito Bank official company outline (会社概要), https://www.daitobank.co.jp/investor/outline/outline03.html.