Ehime Bank · FinWiki

Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against Iyo Bank for the same-prefecture first/second-regional peer / contrast, and against the FSA plus banking for the supervisory / system boundary.

TL;DR

The Ehime Bank, Ltd. (株式会社愛媛銀行, ひめぎん) is a second regional bank headquartered in Matsuyama, Ehime Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank license list. It is the second-regional-bank operating-company anchor for Ehime Prefecture, and a peer of the first regional bank Iyo Bank as a separate legal entity. Its business consists of the standard regional-bank model of deposit-taking within the prefecture and Shikoku and lending to SMEs and individuals.

1. License / group boundary

Item	Notes
Legal name	株式会社愛媛銀行 / The Ehime Bank, Ltd.
License route	Bank license under the Banking Act (second regional bank / 第二地銀); FSA bank license list
Group boundary	Standalone second-regional-bank operating company (independent, not under an FG)
Home market	Ehime / Matsuyama (headquartered in Ehime Prefecture)
Wiki role	Ehime second-regional-bank operating-company page

2. Operating model

Ehime Bank is a second regional bank that, centered on Ehime Prefecture, handles retail deposits, SME finance, local relationship banking, and Shikoku-area customer support. Within Ehime Prefecture it forms a two-tier structure of first / second regional banks with the first-regional-bank Iyo Bank / Iyogin HD (Iyogin Holdings) group.

3. Regulatory & system positioning

Supervision: Under the Banking Act, supervised by the FSA (FSA) and the Shikoku Local Finance Bureau. Soundness is disciplined by capital-adequacy regulation (domestic standard) and the like.
Industry body: A second regional bank in the Second Association of Regional Banks (第二地銀協) lineage. It participates in the Zengin System (the nationwide bank funds-transfer network) and, as an industry body, falls under the framework of Zenginkyo.
Depositor protection: Deposits are covered by the Deposit Insurance Corporation (DIC).
Consolidation context: For the general context of second-regional-bank reorganization / consolidation pressure in Shikoku, see regional-bank consolidation pattern.

4. Why this page matters

Closes the FSA exact-name page for Ehime Bank.
Separates Ehime second-regional-bank coverage from iyo-bank and iyogin-hd.
Provides a bank-level anchor for Shikoku regional-bank comparison.

Sources

FSA (金融庁): bank license list (ginkou.xlsx), second regional banks.
The Ehime Bank official company outline (会社概要), https://www.himegin.co.jp/about/outline/.