The Shikoku Bank (四国銀行)

Confidence: Likely Updated 2026-06-05 Review by 2026-11-21 Sources 3 Machine-translated Original (JA)
#JapanFG#banking#regional-bank#shikoku#kochi#operating-company
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Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against The Kochi Bank for the same-prefecture peer / contrast (first vs second regional bank), and against the FSA plus banking for the supervisory / system boundary.

TL;DR

The Shikoku Bank, Ltd. (株式会社四国銀行) is a regional bank (first regional bank) headquartered in Kochi City, Kochi Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank license list. It is the first-regional-bank operating-company anchor of Kochi Prefecture with a founding history dating to 1897 年, a listed regional bank traded on the TSE. It is treated as a peer that is a separate legal entity from the second regional bank The Kochi Bank. The substance of its business is the standard regional-bank model of deposit-taking within the prefecture and across Shikoku and lending to SMEs / individuals.

1. License / group boundary

ItemNotes
Legal name株式会社四国銀行 / The Shikoku Bank, Ltd.
License routeBank license under the Banking Act (regional bank / first regional bank); FSA bank license list
Group boundaryStandalone listed regional-bank operating company(上場・独立系)
Founded1897(四国銀行のあゆみ)
Home marketKochi / Kochi City(高知県本店)
Wiki roleKochi first-regional-bank operating-company page

2. Operating model

The Shikoku Bank is a regional bank that, centered on Kochi Prefecture, handles retail deposits, SME finance, local corporate lending, and Shikoku-area relationship banking. Within Kochi Prefecture it has a first / second-regional-bank peer boundary with the second regional bank The Kochi Bank, and across the wider Shikoku area it is compared with Iyo Bank, The Awa Bank, and Hyakujushi Bank. For the Shikoku regional-bank consolidation context, see Regional bank consolidation pattern.

3. Why this page matters

  • Establishes the exact-name operating-company gap on the FSA’s bank license list (Banking Act).
  • Separates Kochi first-regional-bank coverage from the second regional bank The Kochi Bank.
  • Provides the Shikoku peer anchor for The Awa Bank, Hyakujushi Bank, and Iyo Bank.

Sources

  • FSA: bank license list (ginkou.xlsx), regional banks.
  • Shikoku Bank official profile / history (founded 1897; HQ Kochi City; TSE-listed).