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The Awa Bank

Confidence: Likely Updated 2026-06-05 Review by 2026-12-05 Sources 2 Machine-translated Original (JA)
#JapanFG#banking#regional-bank#shikoku#tokushima#operating-company
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Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against Tokushima Taisho Bank for the same-prefecture peer / contrast, and against the FSA plus banking for the supervisory / system boundary.

TL;DR

The Awa Bank, Ltd. (株式会社阿波銀行) is a regional bank (first regional bank) headquartered in Tokushima City, Tokushima Prefecture, holding a bank license under the Banking Act and listed on the FSA’s bank license list. It is Tokushima Prefecture’s first-regional-bank operating-company anchor, and an independent first-regional-bank peer that is a separate legal entity from Tokushima Taisho Bank under Tomony Holdings (Tomony HD). Its business is the standard regional-bank model of deposit-taking within the prefecture and lending to SMEs, individuals, and local public bodies.

1. License / group boundary

ItemNotes
Legal name株式会社阿波銀行 / The Awa Bank, Ltd.
License routeBank license under the Banking Act (regional bank / first regional bank); FSA bank license list
Group boundaryStandalone listed regional-bank operating company (independent, not under an FG)
Home marketTokushima / Tokushima City (head office in Tokushima Prefecture)
Wiki roleTokushima first-regional-bank operating-company page

2. Operating model

The Awa Bank is a first regional bank that, centered on Tokushima Prefecture, handles retail deposits, SME finance, local corporate lending, lending to local public bodies, and regional relationship banking. Within Tokushima Prefecture it competes with Tokushima Taisho Bank, and across the wider Shikoku region it has a peer boundary with Hyakujushi Bank, Iyo Bank, and Shikoku Bank.

3. Regulatory & system positioning

  • Supervision: Under the Banking Act, supervised by the FSA (FSA) and the Shikoku Local Finance Bureau. Its soundness is disciplined by capital adequacy requirements (domestic standard) and similar rules.
  • Industry body: A first regional bank belonging to the Regional Banks Association of Japan. It participates in the Zengin System (the nationwide bank funds-transfer network), and as an industry body falls within the framework of Zenginkyo.
  • Depositor protection: Deposits are covered by the Deposit Insurance Corporation of Japan (DIC).
  • Consolidation context: For the general context of regional-bank reorganization and consolidation pressure in Shikoku, see regional-bank consolidation pattern.

4. Why this page matters

  • Closes the FSA exact-name operating-company gap for the Awa Bank.
  • Separates Tokushima first-regional-bank coverage from tomony-hd / tokushima-taisho-bank.
  • Provides a Shikoku peer anchor for regional-bank consolidation and second-regional-bank comparisons.

Sources

  • FSA (Financial Services Agency): bank license list (ginkou.xlsx), regional banks.
  • The Awa Bank official company profile (会社概要), https://www.awabank.co.jp/about/gaiyo/.