The Bank of Iwate, Ltd. (株式会社岩手銀行)
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This entry sits under regional-banks INDEX. Read it against Fidea HD for peer / contrast context and banking index for the broader system / regulatory boundary.
TL;DR
The Bank of Iwate is a first-tier regional bank headquartered in Morioka, Iwate Prefecture. In northern Tohoku, placed alongside Fidea HD, ProCrea Holdings (ProCrea HD), and 77 Bank (77 Bank), it serves as a reference point for observing regional finance in a population-declining area. Its core is deposits within Iwate Prefecture, corporate transactions, earthquake-recovery finance, and regional-industry support.
1. Company overview
| Item | Content |
|---|---|
| Legal name | 株式会社岩手銀行 |
| English name | The Bank of Iwate, Ltd. |
| Head office | 2-3号 Chuo-dori 1-chome, Morioka |
| Established | 1932年5月2日 |
| Financial institution code | 0123 |
| Market | TSE PRIME 8345 |
| Capital | 120億89百万円 |
Per the official company overview, as of 2025-03-31 employees numbered 1,333, branches numbered 110, total assets were 3兆7,970億円, total deposits etc. were 3兆4,222億円, and loans were 2兆2,066億円.
2. Business segment map
| Business segment | Content | Importance |
|---|---|---|
| Intra-prefecture corporate finance | Lending to companies, medical, agriculture-forestry-fisheries, and tourism within Iwate Prefecture | Core of regional financial intermediation |
| Personal finance | Deposits, housing loans, sales of investment trusts / insurance | Point of contact with prefectural households |
| Earthquake recovery / disaster prevention | Recovery-related lending, regional-revitalization support | Iwate-specific policy-finance touchpoint |
| Regional industry support | Food, tourism, renewable energy, agriculture-forestry-fisheries | Regional-revitalization theme |
| Digital | App, EB, regional DX support | Complement in the era of shrinking branch networks |
3. Strategy / competition
- Core regional bank of Iwate Prefecture: Centered on Morioka, it covers the entire prefecture and serves as the principal receptacle for intra-prefecture deposits and loans.
- Medium-term plan: The 21th medium-term management plan runs from 2023-04 to 2026-03 . Over the long term it targets consolidated net income of 100億円 and ROE of 5%, and sets as its 2025年 fiscal-year targets consolidated net income of 70億円 and ROE of 4% or more.
- Tohoku-wide comparison: By comparing with Miyagi’s 77-bank, Aomori’s proclair-hd, and Akita/Yamagata’s fidea-hd, one can see the difference between a standalone bank and an integrated holding company.
- Distinctiveness of recovery finance: Post-Great East Japan Earthquake recovery, disaster prevention, and coastal-area regeneration remain a distinctive theme in the Bank of Iwate’s regional-finance story.
4. Regulation / policy
- A bank under the Banking Act, supervised by the FSA / Local Finance Bureau.
- As a listed bank, subject to the Companies Act, the FIEA, and TSE disclosure.
- In regional financial administration, business succession, regional decarbonization, disaster recovery, and regional revitalization are key themes.
Related
- fidea-hd · akita-bank · 77-bank
- proclair-hd · banking INDEX · FinWiki index
Sources
- Bank of Iwate “Company Overview”: https://www.iwatebank.co.jp/company/information/aboutus.html
- Bank of Iwate “21th Medium-Term Management Plan”: https://www.iwatebank.co.jp/company/management/plan.html
[!info] Verification status confidence: likely. Existence, head office, financial institution code, 2025-03-31 KPI, and medium-term-plan targets confirmed via the official company overview and medium-term plan.