Tsukuba Bank · FinWiki

Wiki route

This entry sits under regional-banks INDEX (its domain route). Read it against Joyo Bank for the same-prefecture peer / contrast (Ibaraki lead regional bank vs second channel), and against the FSA plus banking for the supervisory / system boundary.

TL;DR

Tsukuba Bank, Ltd. (株式会社筑波銀行) is a regional bank (first-tier regional bank) headquartered in Tsuchiura City, Ibaraki Prefecture, holding a bank license under the Banking Act and listed in the FSA’s bank license list, with its head-office functions in Tsukuba City. It was formed in 2010 年 3 月 1 日 when Kanto Tsukuba Bank absorbed Ibaraki Bank by merger. Within Ibaraki Prefecture, Joyo Bank is large as the core bank of Mebuki FG, but Tsukuba Bank is a licensed regional bank operating company that is a separate legal entity. Its business is the standard regional-bank model of deposit-taking and lending to SMEs / individuals within Ibaraki Prefecture.

1. License / group boundary

Item	Notes
Legal name	株式会社筑波銀行 / Tsukuba Bank, Ltd.
License route	bank license under the Banking Act (regional bank / first-tier regional bank); FSA bank license list
Group boundary	Independent regional bank; for the SBI alliance context, read together with [[megabanks/sbi-regional-bank-hd
Formed	2010-03-01（Kanto Tsukuba Bank absorbed Ibaraki Bank by merger）
Home market	Ibaraki / Tsuchiura（土浦市本店・つくば本部）
Wiki role	Ibaraki regional-bank operating-company page

2. Operating model

Tsukuba Bank is a regional bank that, centered on Ibaraki Prefecture, handles retail deposits, SME finance, local business support, and regional-consulting services. It faces the same Ibaraki market as Joyo Bank, but Tsukuba Bank is organized as a standalone bank-license entity. For regional-bank consolidation trends in northern Kanto, see Mebuki FG and Regional bank consolidation pattern.

3. Why this page matters

Pins down the legal-name exact page in the FSA bank license list (Banking Act) (previously referenced only via regional-bank / SBI-alliance context).
Becomes a useful peer for Joyo Bank and northern-Kanto regional-bank consolidation notes.
Separates the FSA licensed bank from group strategy pages (such as Mebuki FG).

Sources

FSA: bank license list (ginkou.xlsx), regional banks.
Tsukuba Bank official company profile.
筑波銀行 (Wikipedia): formed 2010-03-01 (Kanto Tsukuba Bank absorbed Ibaraki Bank); HQ Tsuchiura, head-office functions in Tsukuba.