ITOCHU group’s inward-facing finance: CMS / group factoring / group finance
Structure of the ITOCHU finance functions
Layer
Entity
Role
Outward-facing bank (main relationship)
[[megabanks/mizuho-fg
みずほ FG]] / [[megabanks/mufg
Outward-facing leasing (listed)
[[leasing-firms/tokyo-century
東京センチュリー]] (8439)
Inward-facing / group finance
ITOCHU Finance (this page)
Internal banking / CMS / internal factoring for group companies
2. Business-segment map
Segment
Content
CMS (Cash Management Service)
Settlement concentration / cash pooling for ITOCHU group companies
Bulk factoring
Purchase of accounts receivable / payment agency for group companies
Group finance
Short-term / mid-term loans to companies within the group
FX / interest-rate hedging intermediation
Derivatives intermediation for group companies
Overseas remittance services
Overseas remittance / collection for group companies
Trade-finance support
Credit support tied to ITOCHU’s own trading in textiles, machinery, food, housing/lifestyle, ICT, metals, energy, and chemicals
Relationship to ITOCHU Corporation’s business structure
In particular, the food / housing-lifestyle / ICT segments have many transactions with small and mid-sized suppliers, and are a typical case where CMS / bulk factoring simultaneously achieves cash-flow stabilization on the supplier side and payment-cost optimization on the head-office side.
[!info] Verification status
confidence: tentative (public-information based 2026-05-24). ITOCHU Finance is an unlisted subsidiary with limited external disclosure. The latest business scope / subsidiary list should be confirmed against ITOCHU’s securities report affiliated-companies list. The parent trading-house page itochu-corp.md is not yet created → planned to be added later as backlog.