Mitsubishi UFJ FG (MUFG)

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This entry sits under megabanks INDEX. Read it against Smfg for peer / contrast context and banking index for the broader system / regulatory boundary.

TL;DR

Japan’s largest financial group (total assets 431.7 兆円, net income 2 兆 4300 億円 / 2026-03 period (FY2026) results, the highest profit in Japanese banking history, 2026-05-15 disclosed). Established 2005-10-01 via the merger of Mitsubishi Tokyo FG + UFJ HD. Commercial banking + trust + securities (Morgan Stanley strategic alliance) + overseas (Asia-centered, Krungsri, etc.) on 4 axes. G-SIB Bucket 1. Group slogan “Be the world’s most trusted financial group” (世界が進むチカラになる). Origin of the abbreviation: UFJ = United Financial of Japan (the company name contains 2 instances of “Financial”).

1. Company overview

Official name: 株式会社三菱 UFJ フィナンシャル・グループ English name: Mitsubishi UFJ Financial Group, Inc. Securities code: TSE PRIME 8306 (listed 2001-04-01) / NSE Premier 8306 (listed 2005-10-01) / NYSE: MUFG Established: 2001-04-02 (as 株式会社三菱東京フィナンシャル・グループ) Current entity established: 2005-10-01 (merger of Mitsubishi Tokyo FG + UFJ HD; UFJ HD 1 share: Mitsubishi Tokyo FG 0.62 share allotment) Headquarters: Marunouchi, Chiyoda-ku, Tokyo 2-7-1 (head office) / 1-4-5 (temporary head office, the Mitsubishi UFJ Trust Bank head-office building) Institutional design: Company with a Nominating Committee, etc. (transitioned 2015-06 )

2026-03 period results (FY2026, consolidated, disclosed 2026-05-15)

Item	FY2026 (2026-03)	FY2025 (2025-03)	YoY
Ordinary revenue	Undetermined (see `.opinions/JapanFG/mufg.md`)	13 兆 6299 億 9700 万円	—
Ordinary profit	3 兆 4100 億円	2 兆 6694 億 8300 万円	+27.7%
Net income (attributable to parent-company shareholders)	2 兆 4300 億円 (highest profit in Japanese banking history)	1 兆 8629 億 4600 万円	+30.3%
Total assets	431.7 兆円	413 兆 1135 億 100 万円	+4.5%
EPS	213.17 円	160.02 円	+33.2%
Annual dividend	86 円	64 円	+34.4%
Share price (2026-05-19)	3,108 円 / market cap 36.88 兆円	—	—
PER (forecast)	12.9x / dividend yield 3.08% / PBR 1.57x	—	—

FY2027/3 earnings forecast

Item	FY2027 target
Net income	2 兆 7000 億円 (YoY +11.1%)
ROE (forecast)	12.10%

2025-03 period results (consolidated, for prior-period comparison)

Item	Amount
Sales (ordinary revenue)	13 兆 6299 億 9700 万円
Ordinary profit	2 兆 6694 億 8300 万円
Net income	1 兆 8629 億 4600 万円
Net assets	21 兆 7281 億 3200 万円
Total assets	413 兆 1135 億 100 万円
Employees (consolidated)	15 万 6253 名
Capital	2 兆 1415 億 1300 万円

Major shareholders (2025-03-31)

Shareholder	Ratio
The Master Trust Bank of Japan (trust account)	18.26%
Custody Bank of Japan (trust account)	5.85%
State Street Bank	4.51%
The Bank of New York Mellon	3.61%
JP Morgan Chase Bank	1.45%

Major subsidiaries / holdings

MUFG (holding company, listed 8306)
  ├── MUFG Bank (三菱 UFJ 銀行, 100%) ── commercial-banking core, one of the 3  megabanks
  │     ├── Bank of Ayudhya PCL / Krungsri (Thailand, 76.88%) ── largest Asian subsidiary
  │     ├── PT Bank Danamon Indonesia, Tbk. (Indonesia, 92.4%)
  │     ├── VietinBank (Vietnam, 19.7%)
  │     ├── Security Bank Corporation (Philippines, 20.0%)
  │     ├── Mitsubishi UFJ Bank (China) (三菱日聯銀行, 100%)
  │     ├── MUFG Bank Mexico / Europe / Malaysia / Brazil / Eurasia, 100% each
  │     ├── MUFG Americas Holdings Corp (95.3%, former UnionBanCal) ── holds U.S. Bancorp stock 4.39%
  │     └── Mitsubishi UFJ eSmart Securities (100%) ── former au Kabu.com Securities, acquired from KDDI 2025-01-31
  ├── Mitsubishi UFJ Trust and Banking (100%) ── one of the three major trust banks; pension assets exceeding 250 兆
  │     └── The Master Trust Bank of Japan (46.5%; Nippon Life 33.5%, etc.)
  ├── Mitsubishi UFJ Securities Holdings (100%)
  │     ├── Mitsubishi UFJ Morgan Stanley Securities (MUMSS, 60% / Morgan Stanley 40%)
  │     ├── Morgan Stanley MUFG Securities (49% / MS 51%) ── wholesale
  │     └── MUFG Securities Asia / India / EMEA / Canada / Americas (100% each)
  ├── Mitsubishi UFJ NICOS (100%) ── one of the three major credit-card companies
  │     └── Zenhoren (50.2%, acquired via TOB 2025-04-10, rent-debt guarantee)
  ├── ACOM (equity method 37.6% + trust 2.0% = 39.6%) ── major consumer-finance company, TSE STD 8572
  │     └── Easy Buy PCL (Thailand, 71%), etc.
  ├── Mitsubishi HC Capital (14.5% + bank 3.5% = 18.0%; Mitsubishi Corporation 18.4%) ── merger of former Mitsubishi UFJ Lease + Hitachi Capital
  └── WealthNavi (100%) ── robo-advisory

Merger history / predecessors

The former Mitsubishi Bank: established 1880 (Yataro Iwasaki, founder of the Mitsubishi zaibatsu)
The former Bank of Tokyo: 1946〜 (based on the former Yokohama Specie Bank), a foreign-exchange specialist bank
The Bank of Tokyo-Mitsubishi: merger of Mitsubishi Bank + Bank of Tokyo 1996-04-01
The former Sanwa Bank: merger of Konoike, Yamaguchi, and Sanjushi 1933 3 行 (the predecessor money-changer Konoike founded in 1656 )
The former Tokai Bank: merger of Nagoya, Aichi, and Ito 1941 名3 行
UFJ Holdings: 2002-01 Sanwa Bank + Tokai Bank + Toyo Trust Bank
MUFG: merger of Mitsubishi Tokyo FG + UFJ HD 2005-10-01

Integration background: as UFJ Bank’s non-performing loans ballooned → UFJ Trust was initially to be sold to Sumishin (2004-06) → the policy shifted to business integration with Mitsubishi Tokyo FG 2004-07 . Sumishin filed for a provisional injunction against the integration with the Tokyo District Court. The Tokyo High Court dismissed Sumishin’s application 2006-08-11, and a settlement was reached with Sumishin for a settlement amount of 25 億円 2006-11-20.

Key chronology (excerpt)

Year/month	Event
2005-10-01	MUFG established / Mitsubishi Trust + UFJ Trust → Mitsubishi UFJ Trust / Mitsubishi Securities + UFJ Tsubasa → Mitsubishi UFJ Securities
2006-01-01	The Bank of Tokyo-Mitsubishi + UFJ Bank → The Bank of Tokyo-Mitsubishi UFJ
2006-06	Delisted from the London Stock Exchange
2007-04-01	UFJ NICOS + DC Card → Mitsubishi UFJ NICOS
2008-08-08	Mitsubishi UFJ NICOS made a wholly owned subsidiary → later sold to Norinchukin → 2017-10 buy back
2008-09-22	Capital alliance with Morgan Stanley; acquired common stock 21% for over about 9000 億円 (later stabilized at about ~20%)
2008-10-22	ACOM TOB → acquired 40%
2008-11-04	UnionBanCal Corp made a wholly owned subsidiary (about 3500 億円)
2010-04-01	Mitsubishi UFJ Securities → made an intermediate holding company (Mitsubishi UFJ Securities HD)
2010-05-01	MUFG × Morgan Stanley integration of Japan securities business → MUMSS + Morgan Stanley MUFG Securities
2012-12-27	VietinBank (Vietnam) capital-and-business alliance; acquired ~20% of shares for about 631 億円
2013-05-29	Announced dissolution of the Mobit JV (credit guarantee → MU Credit Guarantee, card loan → sold to SMBCCF)
2013-12-18	Krungsri TOB → acquired 72% of shares for about 5360 億円 (Thailand’s Bank of Ayudhya)
2014-07-01	UnionBanCal → reorganized into MUFG Americas Holdings; Union Bank, N.A. → MUFG Union Bank
2015-03 period	First Japanese bank with net income exceeding 1 兆円
2015-06	Corporate governance → transition to a Company with a Nominating Committee, etc.
2016-01-14	Security Bank (Philippines) 20% acquired (about 916 億円)
2017-10-02	Japan Digital Design established (fintech)
2017-10	Bought back all Mitsubishi UFJ NICOS shares from Norinchukin (wholly-owned-subsidiary conversion completed)
2018-04-01	The Bank of Tokyo-Mitsubishi UFJ → renamed MUFG Bank (“Tokyo” dropped)
2018-04-16	MUFG Bank succeeded to Mitsubishi UFJ Trust’s corporate-lending function via an absorption-type split
2019-04-29	Bank Danamon (Indonesia) made a consolidated subsidiary (94% phased increase to about 3970 億円)
2019-04	JV with Akamai → Global Open Network Japan established (blockchain payments)
2021-04-01	Mitsubishi UFJ Lease + Hitachi Capital → Mitsubishi HC Capital
2022-02-22	Announced wind-down of Global Open Network Japan (difficulty achieving profitability)
2022-04	TSE / NSE market-segment review → TSE PRIME / NSE Premier
2022-12-02	Sold Union Bank, N.A. to U.S. Bancorp for about 7425 億円 (consideration: U.S. Bancorp stock ~3% = about 2700 億円 equivalent)
2023-08-03	Additional investment of about 1300 億円 in U.S. Bancorp → shareholding raised to 4.39%
2024-04	Elevated Mitsubishi UFJ AM (former Mitsubishi UFJ Kokusai Asset Management) from under the trust to the same level as the trust bank
2025-01-31	Sold all au Jibun Bank shares to KDDI au Financial HD; acquired Mitsubishi UFJ eSmart Securities (former au Kabu.com Securities) as consideration
2025-04-10	Mitsubishi UFJ NICOS → acquired 50.2% via the Zenhoren TOB
2025-04-15	Biz Forward → sold to Money Forward (factoring JV dissolved)
2025-10-01	MUFG Bank succeeded to the global-securities-business supervisory management of Mitsubishi UFJ Securities HD
2025-10-15	”MUFG Stadium” naming-rights contract (the National Stadium, 2026-01-26〜2030-01)
2026-04	Junichi Hanzawa took office as the 6 th president
2026-05-07	Announced a strategic alliance with Google (US) (an AI agent for personal financial services, with a target of practical use within FY2026 年)
2026-05-15	FY2026 results disclosed — net income 2.43 兆円, the highest profit in Japanese banking history (YoY +30.3%, total assets 431.7 兆, EPS 213.17 円, dividend 86 円. FY2027 target net income 2.7 兆円)

2. Business-segment map

Segment	Main operators	Characteristics
Domestic corporate	MUFG Bank・MUMSS	Large-enterprise main bank, global IB
Domestic retail	MUFG Bank・Mitsubishi UFJ NICOS	Urban / affluent; digital is a follower
Trust / pension	Mitsubishi UFJ Trust	Pension assets exceeding 250 兆
Securities IB	MUMSS (MS JV) + overseas 6 bases (Asia/India/EMEA/Canada/Americas)	Global DCM/ECM/M&A
Credit cards	Mitsubishi UFJ NICOS + DC + JCB alliance	One of the three major credit-card companies
Consumer finance	ACOM (equity method 39.6%)	Asian expansion (Easy Buy PCL = Thailand)
Overseas (Asia)	Krungsri 76.9% / Bank Danamon 92.4% / VietinBank 19.7% / Security Bank 20%	Asia-concentrated
Americas	MUFG Americas Holdings	Holds U.S. Bancorp stock 4.39% (consideration for the former Union Bank sale)
Digital	Japan Digital Design + MUFG × Google AI alliance	Target of practical AI-agent use within FY2026 年
Leasing	Mitsubishi HC Capital (TSE PRIME 8593)	Merger of former Mitsubishi UFJ Lease + Hitachi Capital
Think tank	Mitsubishi UFJ Research & Consulting (47%)	-

Digital strategy

GO (Global Open) strategy: API opening / partner linkage
Insight as a Service: data / AI analysis for corporate clients
Japan Digital Design (established 2017-10-02): fintech subsidiary
Global Open Network Japan (2019-04 JV with Akamai → 2022-02 wound down): a history of frustrated blockchain payments
MUFG × Google strategic alliance (2026-05-07) ★: an AI agent for personal financial services, with a target of practical use within FY2026 年
Progmat Coin: stablecoin infrastructure (MUFG-led, with smfg and others participating)

Alliance / acquisition strategy

Morgan Stanley strategic alliance (2008-09-22〜): initial investment of 90 億 USD (about 9000 億円), acquiring 21% of issued shares → later maintained at about ~20%. The deepest global-IB tie-up in Japanese banking. 2010-05 integration of the Japan securities business
Google strategic alliance (2026-05-07〜): the AI-agent domain
Krungsri TOB (2013-12): Thailand’s largest bank, about 5360 億円
Bank Danamon consolidated-subsidiary conversion (2019-04): Indonesia, a phased increase of about 3970 億円
Union Bank sale → switch to U.S. Bancorp stock (2022-12): US retail exit, a shift toward IB concentration
Dissolution of the KDDI / au Jibun Bank stake (2025-01-31): all au Jibun shares to KDDI, acquiring Mitsubishi UFJ eSmart Securities (former Kabu.com Securities) 100% as consideration
Mitsubishi HC Capital (2021-04): merger of former Mitsubishi UFJ Lease + Hitachi Capital
Mobit dissolution (2013-05〜2014): dissolution of the Mitsubishi UFJ + SMFG JV, sold to the SMBC side

Overseas strategy

Asia concentration: Krungsri / Bank Danamon / VietinBank / Security Bank (equity-method 〜 consolidated subsidiaries)
Americas: Union Bank sale → holds U.S. Bancorp stock, concentration on IB / corporate lending
Europe: MUFG Bank Europe (Netherlands), etc.
China: Mitsubishi UFJ Bank (China) 100%

B2C branding

MUFG Stadium (contract 2025-10-15, 2026-01-26〜2030-01 , 5 years): National Stadium naming rights
Corporate colors: MUFG Red (passion) + MUFG Gray (trust). The branding is by Kazumasa Nagai of Nippon Design Center

4. Regulation / policy

Jurisdiction: the Financial Services Agency (FSA)
Holding-company regulation: the Banking Act, Article 52 -17
Overseas regulation: BoT (Thailand), OJK (Indonesia), the US Federal Reserve System (FRB / OCC), ECB / BoE, etc.
Recent policy points:
- 2024〜 normalization of the BoJ policy rate → a domestic interest-margin-improvement bonus
- 2025〜 branch reduction / regional-branch reorganization
- 2025〜2026 the stablecoin regime (Progmat major adoption)

Successive presidents

No.	Name	Tenure	Alma mater
1	Nobuo Kuroyanagi	2005-10〜2010-04	UTokyo Economics
2	Katsunori Nagayasu	2010-04〜2013-04	UTokyo Law / Keio Business Administration
3	Nobuyuki Hirano	2013-04〜2019-04	Kyoto U Law
4	Kanetsugu Mike	2019-04〜2020-04	Keio Economics / Wharton
5	Hironori Kamezawa	2020-04〜2026-03	UTokyo Science
6	Junichi Hanzawa	2026-04〜incumbent	UTokyo Economics

5. Bank KPIs (Basel III + profitability metrics, FY2026 results)

Metric	FY2026 (2026-03)	Mid-term target	Notes
ROE (consolidated)	11.3%	12% (FY2027)	YoY +2.1ppt
CET1 ratio (basic, Basel III fully-implemented basis)	9.2%	9.5%〜10.5% (FY2027)	with the regulatory ceiling 9.5% in view
CET1 ratio (including securities unrealized gains)	10.8%	—	FY2024: 10.3% → FY2025: 10.1% → FY2026: 10.8%
Dividend-payout ratio (FY2026)	40.1%	around 40% (mid-term policy)	FY2022 35.3% → FY2026 40.1%, raised in stages
Total shareholder returns (FY2026)	9,760 億円	—	dividend 5,000 億 + buyback 4,000 億 + additional 760 億 (announced 2026-05-15)
EPS	213.17 円	—	YoY +33.2%
Dividend per 1 share	86 円	—	YoY +34.4% (FY2022 32 → FY2026 86, CAGR 32%)

(Source: MUFG 2026-03 period results-briefing materials slides2603_ja.pdf, p.7-10 / databook2603.pdf, disclosed 2026-05-15)

NIM (net interest margin) / NPL ratio / cost-income ratio are not individually disclosed in this entry. The consolidated disclosure referred to the MUFG Bank standalone Basel III Pillar 3 report (https://www.mufg.jp/ir/report/basel3/) should be consulted. ^[needs-verification]

6. Business-composition analysis (FY2026 by segment, consolidated)

Breakdown of gross profits 5,991.3 億 (YoY +24.6%):

Segment	FY2026 (¥100mn)	share of customer divisions	YoY	Main operators
R&D + CWM (domestic retail / corporate / affluent)	1,064.6	19%	+13.1%	MUFG Bank domestic・Mitsubishi UFJ Trust
JCIB (Japanese large-enterprise IB)	1,125.9	20%	+9.9%	MUFG Bank corporate・MUMSS
GCIB (Global large-enterprise IB)	1,081.5	19%	+18.8%	MUFG Bank overseas・MUFG Securities
GCB (Global Commercial Banking)	904.2	16%	-6.7%	KS + BDI + other overseas local subsidiaries
├── KS (Krungsri / Thailand)	706.2	—	-7.8%	Bank of Ayudhya PCL
└── BDI (Bank Danamon / Indonesia)	187.7	—	+1.3%	PT Bank Danamon Indonesia, Tbk.
AM / IS (asset management / fiduciary)	866.9	15%	+19.2%	Mitsubishi UFJ AM・Mitsubishi UFJ Trust (fiduciary)
Global Markets (markets division)	306.9	—	+190.4%	MUFG Bank Treasury / MUFG Securities S&T
Other (consolidation)	19.3	—	—	—
Total	5,991.3	100%	+24.6%

Breakdown of net operating profits 2,365.4 億 (YoY +51.1%):

Segment	FY2026 (¥100mn)	share of customer divisions	YoY
R&D + CWM	285.9	11%	+2.8%
JCIB	707.0	28%	+11.1%
GCIB	580.3	23%	+25.9%
GCB	387.6	15%	-11.5%
├── KS	345.9	—	-12.6%
└── BDI	83.8	—	+2.5%
AM / IS	152.5	6%	+12.5%
Global Markets	(35.5)	—	+94.6% (loss narrowed)
Other	(120.3)	—	—
Total	2,365.4	100%	+51.1%

(Source: MUFG 2026-03 period Databook p.39 [databook2603.pdf], disclosed 2026-05-15)

How to read it: the 3 corporate-IB segments of JCIB + GCIB + GCB together account for 55% of gross profits and 66% of net operating profits, a corporate-IB-led earnings structure. Global Markets turned to a large surplus from FY2025 to FY2026 (FY2025: -339.5 → FY2026: +306.9), with the tailwind of rate normalization. GCB (KS+BDI) was negative YoY due to Thai / Indonesian local rates and FX.

7. Current board / corporate governance (as of 2026-04-01)

Item	Number / content
Total directors	16 名
Outside directors	9 名 (56.3%)
Inside directors	7 名 (43.7%)
Female directors	4 名 (25.0%)
Foreign-national directors	2 名 (12.5%) — Mari Elka Pangestu (Indonesia), David Sneider
Institutional design	Company with a Nominating Committee, etc. (transitioned 2015-06 )

Outside directors (9 名, 2026-04-01)

Keiko Honda / Satoko Kuwabara / Hirofumi Nomoto / Mari Elka Pangestu / Hiroshi Shimizu / David Sneider / Miyuki Suzuki / Koichi Tsuji / Teruhisa Ueda

Inside directors (7 名, 2026-04-01)

Ryoichi Shinke / Takayuki Yasuda / Hironori Kamezawa (former president) / Junichi Hanzawa (incumbent president, 6 th) / Kanetsugu Mike (4 th president) / Makoto Kobayashi / Hiroshi Kubota

(Source: MUFG list of directors and executive officers 2026-04-01 https://www.mufg.jp/profile/overview/management/index.html)

8. History of regulatory sanctions (public basis, 2010-2026)

A list of public sanctions / fines / consent orders, etc., by major domestic and overseas regulatory authorities. Includes subsidiaries such as MUFG Bank, Mitsubishi UFJ Securities HD, and MUMSS.

Date	Regulator	Target	Sanction type	Amount	Summary
2013-06-20	NY DFS	former Bank of Tokyo-Mitsubishi UFJ	Consent order	USD 250M	OFAC sanctions evasion (USD settlement for Iran/Sudan/Myanmar 2002-07)
2014-11-18	NY DFS	former Bank of Tokyo-Mitsubishi UFJ	Consent order	USD 315M	False reporting to the DFS / pressure on the PwC consultant (softening the sanctions report)
2017-02-09	UK PRA	BTMU + MUFG Securities EMEA	Financial penalty	GBP 26.78M	Non-disclosure of the NYDFS investigation to the PRA
2017-08-07	CFTC	Bank of Tokyo-Mitsubishi UFJ	Settlement	USD 0.6M	Spoofing of US Treasury / Eurodollar futures (self-reported)
2019-02-21	OCC	MUFG Bank (NY / Chicago / LA branches)	Cease & desist	(no monetary penalty)	BSA violation / internal controls / insufficient SAR monitoring
2019-06-24	NY DFS	MUFG Bank	Settlement	USD 33M	Charter change / examiner dispute
2024-06-24	the FSA	MUFG Bank + MUMSS + MS MUFG Securities	Business-improvement order	(no monetary penalty)	Cross-border sharing of non-public customer information across the bank-securities firewall (100 件+ in 2019-23 )
2025-08-06	SEC	MUFG Securities EMEA	Settled charges	USD 9.8M	SBSD substituted-compliance violation (2021-24)

(Source: official press releases of each regulatory authority, 2026-05-26 verified)

2013-06-20 NY DFS: https://www.dfs.ny.gov/reports_and_publications/press_releases/pr1306201
2014-11-18 NY DFS: https://www.dfs.ny.gov/reports_and_publications/press_releases/pr1411181
2017-02-09 UK PRA: https://www.bankofengland.co.uk/news/2017/february/pra-imposes-fine-on-the-bank-of-tokyo-mitsubishi-ufj-limited-and-fine-on-mufg-securities-emea-plc
2017-08-07 CFTC: https://www.cftc.gov/PressRoom/PressReleases/7598-17
2019-02-21 OCC: https://www.occ.gov/news-issuances/news-releases/2019/nr-occ-2019-20.html
2024-06-24 FSA: https://www.fsa.go.jp/news/r5/shouken/20240624-2/20240624.html
2025-08-06 SEC: https://www.sec.gov/files/litigation/admin/2025/34-103646.pdf

Observation: the sanctions of the 2010 年s were mainly concentrated in the US OFAC / BSA / AML lines (NY DFS / OCC) and CFTC spoofing. The 2024-06 FSA business-improvement order was for a domestic firewall-regulation violation, a case in which the governance challenge of the overseas-IB-first strategy became manifest.

smfg · mizuho-fg · ndfg · sbi-hd · paypay-fg
mercari-bank-license-stack · minna-bank-baas-model

Sources

Wikipedia: 三菱 UFJ フィナンシャル・グループ (https://ja.wikipedia.org/wiki/三菱UFJフィナンシャル・グループ, 2026-05-18 extracted)
MUFG 20 th-period (FY2025-03 ) securities report (disclosed 2025-06-25)
MUFG history (official, updated 2025-04-01)

[!info] Verification status confidence: certain (v3.0 2026-05-26 expansion: the 4 sections of bank KPIs / business-composition analysis / current board / regulatory-sanction history added via primary-source verification). FY2026 key KPIs (net income 2.43 兆 / total assets 431.7 兆 / ordinary profit 3.41 兆 / EPS 213.17 / dividend 86 円 / FY2027 target 2.7 兆) confirmed via multiple paths from MUFG official IR + Nikkei. CET1 9.2% / ROE 11.3% / segment results extracted from the results-briefing materials + Databook (slides2603/databook2603). The board 16 名 composition is from the 2026-04-01 official list of officers. The regulatory-sanction history is extracted primarily from the official press releases of NY DFS / OCC / CFTC / UK PRA / FSA / SEC 8 件. NIM / NPL ratio / cost-income ratio are not individually disclosed in this entry; consulting the Pillar 3 report is recommended ^[needs-verification]. The precise value of FY2026 ordinary revenue is undetermined (2026-05-29 re-verified: the MUFG official financial-summary PDF failed binary extraction in both Japanese and English, and kabutan / minkabu / the Official Gazette / Nikkei are 403 / paywall-restricted. Secondary aggregate figures also diverge between 14,620,843 百万円 and 15,564,500 百万円, and since no primary-confirmable source could be obtained, it is isolated to .opinions/JapanFG/mufg.md). FY2026 3Q cumulative ordinary revenue is reported as about 10 兆 6,438 億円 (YoY +3.6%). Individual subsidiary holdings vary by point in time; for the latest figures, refer to MUFG IR Quarterly.