MUFG Bank (三菱UFJ銀行)
On this page
Wiki route
This entry sits under megabanks INDEX (its domain route). Read it against Sumitomo Mitsui Banking Corporation (SMBC) for peer / contrast (the other 都市銀行 megabank operating company), and against the FSA for the supervisory / regulatory boundary. The group / parent view lives on MUFG; the trust sibling on Mitsubishi UFJ Trust and Banking (MUTB).
TL;DR
MUFG Bank, Ltd. (三菱UFJ銀行) is the commercial-banking core entity of MUFG. In the FSA’s bank license list it is listed as “株式会社三菱UFJ銀行” (city bank), and its bank code is 0005. It holds a bank-license layer separate from Mitsubishi UFJ Trust and Banking (MUTB), the securities HD, and the card / consumer-finance subsidiaries.
1. License / group boundary
| Item | Notes |
|---|---|
| Legal name | 株式会社三菱UFJ銀行 |
| English name | MUFG Bank, Ltd. |
| License route | bank license under the Banking Act (city bank); FSA bank license list |
| Bank code | 0005 |
| Parent boundary | bank operating company under [[megabanks/mufg |
2. Operating model
- The central entity handling the MUFG group’s deposit-taking, lending, domestic/foreign exchange, settlement, and overseas commercial-banking network.
- It has many businesses tied to the standalone bank license, such as Asian commercial-bank investment, corporate settlement, foreign-bank agency business, and trust-agreement agency.
- The bank-license layer is functionally separated from the trust / asset administration / real estate / pension functions of Mitsubishi UFJ Trust and Banking (MUTB) and from the investment-banking / brokerage layer of the securities subsidiary.
3. Why standalone page matters
MUFG is the listed holding company, the unit for viewing consolidated results, capital policy, and the Morgan Stanley alliance. MUFG Bank is the unit for tracking the Banking Act license, deposit base, corporate settlement, overseas branches, foreign-bank agency, and trust agency. In particular, around stablecoin / Progmat / EPI, the boundary between the commercial bank and the trust bank needs to be analyzed separately.
Related
Sources
- FSA, “銀行免許一覧”,
ginkou.xlsx(都市銀行; 株式会社三菱UFJ銀行). - MUFG Bank, “会社概要”.
- MUFG, “グループ会社”.