Resona Bank (りそな銀行)
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Wiki route
This entry sits under megabanks INDEX (its domain route). Read it against Saitama Resona Bank for peer / contrast (its separately licensed Saitama-market sibling), and against the FSA for the supervisory / regulatory boundary. The group / parent view lives on Resona HD.
TL;DR
Resona Bank, Limited (りそな銀行) is the core banking entity of Resona HD. It is a regional / trust-combining bank franchise distinct from the mega 3 行, and on the FSA bank license list it is listed as “Resona Bank, Limited” (株式会社りそな銀行) (city bank), with bank code 0010.
1. License / group boundary
| Item | Notes |
|---|---|
| Legal name | Resona Bank, Limited (株式会社りそな銀行) |
| English name | Resona Bank, Limited |
| License route | Bank license under the Banking Act (city bank); FSA bank license list |
| Bank code | 0010 |
| Parent boundary | Bank operating company under [[megabanks/resona-hd |
| Distinctive point | A city-bank-type model that combines trust and pension-related functions in addition to commercial-banking functions |
2. Operating model
- Centered on Osaka and Tokyo, it handles retail / SME / corporate banking and domestic settlement / foreign exchange, and is the largest banking entity in the Resona group.
- Through its trust-combining license, it handles trust and pension-related services within a single bank in addition to the commercial-banking license for deposits, loans, and settlement — in contrast to the mega 3 行 (which separate trust into a distinct legal entity).
- Within the group it is a core bank alongside the separately licensed Saitama Resona Bank. Its overseas investment-banking character is not strong, and it is weighted toward domestic retail / SME / trust-adjacent services.
3. Why standalone page matters
Analysis of Resona HD‘s listed holding company alone makes it hard to track Resona Bank’s own bank license, branch network, trust-combining function, and division of roles with regional banks inside the group. Separating it as a banking operating company makes it possible to distinguish the Kansai / metropolitan-area retail franchise from the Resona group strategy. For the regional-bank consolidation curve, see Regional bank consolidation pattern.
Related
- megabanks INDEX
- resona-hd
- saitama-resona-bank
- regional-bank-consolidation-pattern
- post-megabank-positioning
- FinWiki index
Sources
- FSA, “銀行免許一覧”,
ginkou.xlsx(city bank; Resona Bank, Limited; bank code 0010). - Resona Bank, “会社概要”.
- Resona Holdings, “グループ会社”.