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Recruit MUFG Business

Confidence: Likely Updated 2026-05-21 Review by 2026-11-21 Sources 4 Machine-translated Original (JA)
#JapanFG#payments#wallet#funds-transfer#MUFG#Recruit
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Wiki route

This entry sits under payment-firms INDEX. Read it with MUFG for bank-group context, funds-transfer registry for the regulatory route, and Japan code-payment competitive map for wallet competition.

Overview

Recruit MUFG Business Co., Ltd. is a joint venture of Recruit and MUFG Bank that provides the Air Wallet app and COIN+ payment brand. Its official company profile lists third-party prepaid issuer registration and funds-transfer service provider registration; the FSA list records it as Kanto Local Finance Bureau Director 第00081号 with registration date 2020-08-13.

The company is strategically important because it combines Recruit’s merchant / consumer service surfaces with MUFG banking rails. It is not a classic card issuer; it is an account-linked wallet / payment infrastructure route.

1. Entity / license boundary

ItemReading
Legal entityRecruit MUFG Business Co., Ltd.
Established2019-12-20
ShareholdersRecruit and [[megabanks/mufg-bank
Main productsAir Wallet, COIN+
Public registrationsThird-party prepaid issuer Kanto Local Finance Bureau Director第00736号; funds-transfer service provider Kanto Local Finance Bureau Director第00081号

2. Business Role

  • The official company site describes the business as providing the Air Wallet remittance app and COIN+ payment brand.
  • Recruit’s public releases position RMB as the operator behind COIN+ account-linking, bank-account integrations, wage digital payment, and the Air Wallet Quick Loan route.
  • The key lens is distribution: Recruit’s service ecosystem can create wallet touchpoints without starting from a standalone bank app.

3. Why This Standalone Page Matters

RMB sits between MUFG, consumer apps, merchants, payroll flows, and account-to-account payment. That makes it a useful contrast to PayPay, Merpay, au PAY, and card-led PSPs such as GMO-PG.

Sources