Japan funds transfer service providers registry index

Overview

FSA’s funds transfer service provider list contains 83 registered operators as of 2026-04-30. This page is the registry-control route for funds-transfer vs prepaid analysis; it does not reproduce all row-level registry data.

Use this page when a company page under payments INDEX needs to be read as a money-transfer operator, wallet operator, remittance provider, PSP with transfer capability, or stablecoin-adjacent settlement company. The official FSA PDF remains the source of truth for registration numbers, dates, addresses, and service-type columns.

Registry Snapshot

Metric	Reading
FSA as-of date	2026-04-30
Total registered funds-transfer service providers	83
Main regulator route	FSA `資金移動業者登録一覧`
Wiki reproduction policy	Do not copy all 83 rows; cite FSA and maintain material wiki routes here.

Jurisdiction Counts

Jurisdiction	Operators
北海道財務局	2
関東財務局	76
東海財務局	1
北陸財務局	1
近畿財務局	3
Total	83

Boundary

Boundary	Treatment
Funds transfer service provider	Registered under the Payment Services Act to conduct exchange transactions outside the banking-license route.
Third-party prepaid issuer	Route to [[payments/prepaid-payment-instrument-issuers-japan-index
Bank / bank agency	Route to [[banking/INDEX
Card acquiring / merchant contract	Route to [[payments/card-acquiring-japan-stack
Stablecoin / EPI	Route to [[fintech/japan-stablecoin-regulatory-landscape

Existing Material Wiki Routes

These routes are material operators already covered or newly promoted in FinWiki. They are not a complete reproduction of the 83-row FSA list.

Segment	Official / product route	Wiki route	Boundary note
Large code-payment wallet	PayPay Corp.	paypay	Wallet, code payment, prepaid, funds transfer, wage digital payment adjacency
Marketplace wallet	Merpay, Inc.	merpay	Marketplace payment and wallet route
Telecom wallet	au Payment Corp.	au-payment	au PAY funds-transfer / prepaid boundary
Prepaid electronic money	Rakuten Edy, Inc.	rakuten-edy	Stored value plus funds-transfer registry route
Consumer wallet / prepaid card	株式会社Kyash	kyash	Wallet, prepaid card, funds transfer
Household wallet	SmartBank, Inc.	smartbank	Consumer wallet and card-linked savings UX
Retail / ATM settlement	Seven Payment Service Co., Ltd.	seven-payment-service	Seven & i settlement infrastructure
PSP / gateway	GMO Payment Gateway, Inc.	gmo-payment-gateway	Listed PSP with funds-transfer registration
PSP / gateway	GMO Epsilon, Inc.	gmo-epsilon	SME merchant PSP / transfer route
PSP / gateway	SB Payment Service Corp.	sb-payment-service	SoftBank / PayPay group merchant PSP
PSP / gateway	DG Financial Technology, Inc.	dg-financial-technology	Digital Garage PSP / merchant settlement route
QR gateway	Netstars Co., Ltd.	netstars	StarPay QR / multi-cashless gateway and funds-transfer registration
COIN+ / Air Wallet	Recruit MUFG Business Co., Ltd.	recruit-mufg-business	Recruit + MUFG wallet / transfer operator
Travel wallet	JAL Payment Port Co., Ltd.	jal-payment-port	JAL Pay, prepaid, bank agency, transfer route
Cross-border remittance	Wise Payments Japan K.K.	wise-payments-japan	Cross-border remittance / multi-currency transfer
Cross-border remittance	Revolut Technologies Japan, Inc.	revolut-technologies-japan	App-based international transfer / wallet route
Cross-border remittance	PayPal Pte. Ltd.	paypal-pte-ltd-japan	Cross-border payment / wallet boundary
Cross-border remittance	Payoneer Japan Co., Ltd.	payoneer-japan	Marketplace payout and cross-border remittance
Cross-border remittance	Western Union Japan K.K.	western-union-japan	Remittance network
Cross-border remittance	SBI Remit Co., Ltd.	sbi-remit	SBI group remittance operator
FX / travel money	Travelex Japan K.K.	travelex-japan	Retail FX / remittance adjacency
Cross-border business payments	Airwallex Japan株式会社	airwallex-japan	Cross-border B2B payment infrastructure
Stablecoin-adjacent funds transfer	JPYC株式会社	jpyc	Funds transfer + stablecoin / EPI adjacency
Bank-group consumer finance	Aplus Co., Ltd.	aplus	Installment / card / funds-transfer adjacency
Telecom FG watchlist	NTT Docomo Financial Group, Inc.	ndfg	New registry row; watch operating-company routing as group structure matures

Promotion Rules

Promote a registry row into a standalone wiki page only when the operator is:

a major consumer wallet, remittance network, merchant PSP, code-payment gateway, listed group, or stablecoin-adjacent operator;
already important for a Japan cashless payment analysis thread;
public-source rich enough to support strategy, license-boundary, and risk analysis; or
needed to resolve a parent / operating-company distinction in the JapanFG expansion backlog.

Sources

FSA license / registration index: https://www.fsa.go.jp/menkyo/menkyo.html
FSA funds-transfer service provider list: https://www.fsa.go.jp/menkyo/menkyoj/shikin_idou.pdf
FSA forms / regulatory route for funds-transfer operators: https://www.fsa.go.jp/common/shinsei/shikinidou.html