The Tohoku Bank
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Wiki route
This entry sits under regional-banks INDEX (its domain route). Read it against Iwate Bank for the same-prefecture peer / contrast (Iwate lead regional bank vs second channel) and The Kita-Nippon Bank for the same-prefecture second-regional bank, and against the FSA plus banking for the supervisory / system boundary.
TL;DR
The Tohoku Bank, Ltd. (株式会社東北銀行, commonly “Tougin”) is a regional bank (first-tier regional bank) headquartered in Morioka City, Iwate Prefecture, that holds a bank license under the Banking Act and is listed on the FSA’s bank license list. According to its official company profile, it was established in 1950 年 10 月as a 1 行of postwar regional banks. Although it is based in Iwate, the same as Iwate Bank, it is an independent licensed regional bank operating company; because the basic agreement on management integration with Fidea HD was terminated in 2022 年 2 月, it is not a Fidea-affiliated bank. Its business is the standard regional-bank model of deposit-taking within Iwate Prefecture and lending to SMEs / individuals.
1. License / group boundary
| Item | Notes |
|---|---|
| Legal name | 株式会社東北銀行 / The Tohoku Bank, Ltd. |
| License route | bank license under the Banking Act (regional bank / first-tier regional bank); FSA bank license list |
| Group boundary | Independent listed regional bank; not a [[regional-banks/fidea-hd |
| Established | 1950-10（戦後地銀の 1 行として設立） |
| Home market | Iwate / Morioka（盛岡市内丸本店） |
| Wiki role | Iwate regional-bank operating-company page |
2. Operating model
The Tohoku Bank is a regional bank that handles retail, SME, primary-industry finance, municipal finance, and local business succession support within Iwate Prefecture, and it also focuses on the 6 -ary-industrialization / agribusiness support of agriculture, forestry, and fisheries. Within Iwate Prefecture, Iwate Bank is strong as the prefecture’s first-tier regional bank, but The Tohoku Bank handles a separate channel of SME finance and community-based finance, and it coexists with the second-tier regional bank The Kita-Nippon Bank. For the Tohoku regional-bank consolidation context, see Regional bank consolidation pattern.
3. Boundary note
In 2021 年a management-integration discussion with Fidea HD was announced, but in 2022 年 2 月the basic agreement was terminated. Therefore, in this wiki, The Tohoku Bank is classified not as a Fidea planned subsidiary but as an independent regional-bank operating company.
Related
- Iwate Bank
- The Kita-Nippon Bank
- Fidea HD
- Regional bank consolidation pattern
- regional-banks INDEX
- FinWiki index
Sources
- FSA: bank license list (
ginkou.xlsx), regional banks. - Tohoku Bank official company profile (established 1950-10; HQ Morioka, Uchimaru).
- Fidea / Tohoku Bank official release on termination of the management-integration basic agreement (2022-02).